Consumer Lending

Haynsworth Sinkler Boyd’s consumer lending attorneys represent financial institutions, retailers, motor vehicle dealers, health care providers, utilities and other organizations who make consumer loans and provide financing to their customers.

Consumer credit is heavily regulated. Thankfully, our team has a broad range of experience in helping creditors comply with the complexities of federal and state regulation of consumer credit including disclosures, permitted charges and restrictions on practices.


  • Assisting creditors in complying with the Dodd-Frank Act, Fair and Accurate Credit Transactions Act and South Carolina Financial Identity Fraud and Identity Theft Protection Act including establishment of identity theft prevention programs
  • Authoring the annual supplement to the South Carolina Consumer Protection Code, Text With Comments, published by the South Carolina Bar
  • Speaking to various groups on the Dodd-Frank Act, identity theft and debt collection developments
  • Advising on mortgage lending and credit card issues in a changing environment